Your delinquent and unpaid debts will show as discharged as part of your bankruptcy instead of lingering on your report for years. Creditors are not allowed to report your debt in a variety of ways that could cause your credit to suffer.
So, what happens if you lose your copies? You can always ask your attorney for copies, but if they don't have your file anymore, or don't want to pay their fees, you have some other options.
You can get copies by contacting the clerk of the bankruptcy court wh...
Filing bankruptcy adds challenges to finding a bank account. Often times, debtors include their bank in the bankruptcy because they are overdrawn or owe them money on a loan or credit card. Banks will shut down accounts if a customer owes them money when filin...
It’s always a good idea to know where your credit stands and to have a grasp on your overall financial health. Using free resources online, you can get your finances on track. This is especially helpful if you're wrapping up a Bankruptcy here in St. Louis.
If you haven't yet prepared your tax returns for the last tax year, you will probably want to do so before filing bankruptcy. If you have filed your returns, make sure you can get get copies of that paperwork.
a Chapter 13 Bankruptcy is a plan to repay some or all of your creditors. The plan can range from 3-5 years. Most times, the amounts paid back to creditors are less than the full amount owed, if they receive anything at all.
One sure fire way to keep your tax refund in a Chapter 7 Bankruptcy in St. Louis is to file and spend your refund amounts before filing bankruptcy. If you are close to the end of the year, wait until the next year so you can file your tax returns and get your refund as...
A lot of times, a Chapter 13 can be a much better choice than a Chapter 7 Bankruptcy. A lot of clients may be wary of filing a Chapter 13 because it requires monthly payments. Here is a short list of benefits a Chapter 13 Bankruptcy can have for Missouri clients: