Your delinquent and unpaid debts will show as discharged as part of your bankruptcy instead of lingering on your report for years. Creditors are not allowed to report your debt in a variety of ways that could cause your credit to suffer.
So, what happens if you lose your copies? You can always ask your attorney for copies, but if they don't have your file anymore, or don't want to pay their fees, you have some other options.
You can get copies by contacting the clerk of the bankruptcy court wh...
Filing bankruptcy adds challenges to finding a bank account. Often times, debtors include their bank in the bankruptcy because they are overdrawn or owe them money on a loan or credit card. Banks will shut down accounts if a customer owes them money when filin...
If you haven't yet prepared your tax returns for the last tax year, you will probably want to do so before filing bankruptcy. If you have filed your returns, make sure you can get get copies of that paperwork.
A lot of times, a Chapter 13 can be a much better choice than a Chapter 7 Bankruptcy. A lot of clients may be wary of filing a Chapter 13 because it requires monthly payments. Here is a short list of benefits a Chapter 13 Bankruptcy can have for Missouri clients: