The stress of being in debt can affect your marriage and family relationships, your career and even your health. To compound your own anxiety and guilt about owing money and not being able to pay all your bills, collectors can be relentless, merciless and abusive, saying and doing anything they can to elicit a payment from you.
Under federal law, a bankruptcy filing will stop creditors from contacting you; this happens via an Automatic Stay, which gives instant protection in almost all cases upon filing. In many cases, bankruptcy can also stop home foreclosure and vehicle repossession. Contact us, St. Louis Attorneys, to discuss whether bankruptcy is appropriate for you.