It depends on your situation and what you want to happen to your car. There are two possible scenarios: Scenario 1: You are CURRENT on your vehicle payments. Goal: Keep the vehicle. You should: Keep making the payments, maintain insurance on the vehicle, and the bankruptcy will not affect your ownership of the vehicle. Goal: Surrender the vehicle You should: Stop making payments, maintain insurance on the vehicle, and be prepared for the lender to repossess the vehicle once either 1) they get relief from the bankruptcy stay (which lenders rarely seek), or 2) they bankruptcy stay is lifted – roughly 4 months from the date of your bankruptcy filing. The big positive with this option is that y
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