Yes, you can buy a car almost immediately after filing a Chapter 7 bankruptcy. There's also a process to let you buy a car in a Chapter 13 bankruptcy, too! Before you file bankruptcy, you may decide your current car payments are too high. Maybe you want to give the vehicle back to the creditor and then wash your hands of the while mess. Maybe the vehicle has high miles, maybe it is in bad condition, or there may be other reasons why you no longer want the vehicle. Your vehicle debt probably exceeds what it is worth anyway. If you don't want your car, it is best to "surrender" it. This means you file bankruptcy and let the lender repossess and sell your current car. You then can purchase anot
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