Your Chapter 13 repayment plan sets up a very specific, regular way in which a you pay back your debts. The plan lays out how much each cred
A motion for relief from automatic stay is a legal request that a creditor can file with the court to get around the Bankruptcy Stay and beg
Filing for bankruptcy does require some upfront work. However, the benefits of filing often greatly outweigh the requirements of bankruptcy law. One of those requirements for filing bankruptcy in St. Louis is that you are required to complete a credit counseling course prior to filing. Only credit counseling organizations that have been approved by the U.S. Trustee Program may issue certificates of completion. This course is helpful in evaluating your situation and understanding personal finance issues that could lead to poor financial decisions. Conveniently, this course can be taken online or over the phone! Additionally, after filing, you must complete a debtor's education course which ex
After filing bankruptcy, it may take several months for your credit report to show that your debts have been discharged in bankruptcy.
