What am I paying for in a Chapter 13?
Your Chapter 13 repayment plan sets up a very specific, regular way in which a you pay back your debts. The plan lays out how much each cred
What's a Motion for Relief?!
A motion for relief from automatic stay is a legal request that a creditor can file with the court to get around the Bankruptcy Stay and beg
Credit Counseling & Debtors Education Courses
Filing for bankruptcy does require some upfront work. However, the benefits of filing often greatly outweigh the requirements of bankruptcy law. One of those requirements for filing bankruptcy in St. Louis is that you are required to complete a credit counseling course prior to filing. Only credit counseling organizations that have been approved by the U.S. Trustee Program may issue certificates of completion. This course is helpful in evaluating your situation and understand
What if a creditor is showing up on my credit report after filing bankruptcy?
After filing bankruptcy, it may take several months for your credit report to show that your debts have been discharged in bankruptcy.